jewelry financing & payment options

At Helzberg, we specialize in creating moments that last a lifetime. We can help you find the perfect piece, and you can choose the payment option that lets you take it home today. Find out which is best for you!

helzberg diamonds
credit card

helzberg diamonds
private account

progressive leasing

The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

affirm

afterpay

paypal

helzberg diamonds credit card

The Helzberg Diamonds Credit Card offers exclusive cardmember benefits. Plus, zero down payment, and no annual fee 2 .

Special Financing 1 Options On purchases made with a Helzberg Diamonds Credit Card

6 months

No Interest if paid in full within 6 months on purchases of $299 or more made with your Helzberg Diamonds Credit Card.

Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Promotional Plan Fee may apply. 7

12 months

No Interest if paid in full within 12 months on purchases of $999 or more made with your Helzberg Diamonds Credit Card.

Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Promotional Plan Fee may apply. 7

36 months

9.99% APR for 36 months. After that, purchase APR of 35.99% on purchases of $2,999 or more made with your Helzberg Diamonds Credit Card. Promotional Plan Fee may apply. 8

important disclosures

1 Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. See Credit Card Agreement, as amended, for details.

2 For new accounts, as of August 2024 Purchase APR of 35.99%. Minimum Interest Charge is $3. Promotional Plan Transaction Fee is 2% of the promotional plan purchase. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements.

3 Valid one time only. Offer will be received with your card.

4 Accounts that opened in your birthday month will receive the offer the following calendar year. Valid one time only. Account must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received the month of your birthday. Must have valid email address and U.S. mailing address. Not available on existing accounts.

5 Must have made a purchase in the previous 12 months. Accounts that opened between October 1 and December 31 will receive the offer the following calendar year. Account must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received between October 1 and December 31.

6 Spend $2,999 or more in a calendar year on purchases at Helzberg made with your Helzberg Diamonds Credit Card, minus returns, to upgrade to Platinum status. To maintain this status, a customer must spend $2,999 or more, minus returns, in a calendar year at Helzberg on the Helzberg Diamonds Credit Card. Once achieved, Platinum tier status will continue through the end of the following calendar year. For additional information, go to comenity.net/helzberg.

7 Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.*

8 Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the purchase APR will apply. Minimum payments are required for each Credit Plan.*

*All Promotional Plans:
Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of August 2024, terms for new Accounts: Purchase APR of 35.99%. Minimum interest charge is $3 in any billing period in which interest is due. Promotional Plan Transaction Fee is 2% of the promotional plan purchase. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.

Helzberg Diamonds Credit Card Accounts are issued by Comenity Bank.